Umbrella insurance is extra insurance that you can buy to give you coverage on top of your normal insurance coverage when you face a major financial catastrophe, most commonly it insures people against major lawsuits brought against them where all of their assets are in jeopardy. Where your normal car, homeowners or other insurance will fall short of protecting you, an umbrella policy will fill the gap and keep you safe when you are asked to be responsible for a large personal liability claim.
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