A home equity loan is very attractive to home owners since it can help increase immediate cash on hand, provide a way to fund repairs or renovations of the home, and offer an extended line of credit. There are fixed-rate equity loans that can reduce the monthly payments, and extended line of credit that help pay off debts. Home equity loans aren't without dangers, of course.
Some lenders and brokers can promise a lower interest rate or lower monthly payment, but the payment can go up if the b
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