Why does there need to be a fight?
In cases like these (where a lot of cash is concerned) emotions rise and tempers can flare due to opposing interests. The injured person wants their medical bills paid; they'd like to carry on receiving wages while they are in recovery; and in the case of permanent incapacity, they want to be compensated for rehabilitation and re-trained for another job which is more suited to their disability.
On the flip side of this, an insurance company is a bus
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